Are Payday Loans Secured or Unsecured?

Wondering whether or not a PayDay loan is secured? Would they ask you for collateral if you need one? And how will that affect interest rates? We have the answers…

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Can You Return A Financed Car Back To The Dealer?

Whether you need to replace one that is no longer repairable or you're looking to add to your current vehicle collection, purchasing a car is an exciting time in your…

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Are Student Loans Deferred While In Graduate School?

If you need a loan to get you through school, you may be wondering about dealing with payments while trying to focus on your degree. Or maybe they wouldn't mind…

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Can you pay off a car loan early to avoid interest?

Yes, you can pay off a car loan early to avoid interest. When you make your monthly car loan payments, part of your payment goes toward the principal, or the…

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How Old of a Boat Can You Finance?

Buying a boat can be exciting. For many, buying a used boat is more affordable than buying a used one. Yet financing a used boat brings with it challenges beyond…

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Are Mortgage Rates Lower On Mondays?

“Lock your mortgage rate on a Monday! You'll get a lower interest rate!” You may have heard this suspect advice at an office party or family gathering, possibly uttered by…

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How do Loan Officers Get Paid?

Whether you're taking a loan yourself or maybe considering this as a profession, the question of a loan officer's income may be on your mind. After all, if you're taking…

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Is it better to pay principal or interest on a car loan?

If you're reviewing several options for an auto loan, you may notice they differ by their interest/principal payment options. Which in many cases, leaves one wondering:  Is it better to…

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